Explore Your Loan Options

Choosing the right home loan starts with understanding your unique needs, financial goals, and credit history. Let me guide you through the process to find the perfect fit for your journey to homeownership!

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Purchase

Fixed Rate Mortgage

With a fixed-rate mortgage, your interest rate and monthly payments stay constant for the entire duration of the loan, giving you stability and predictability in your finances.

FHA Loan

An FHA loan provides a government-backed mortgage designed with flexible terms, making it easier for more buyers to qualify for homeownership.

VA Loan

A VA loan ensures stable interest rates and consistent monthly payments throughout the loan term, offering reliable and predictable financing for veterans and active-duty service members.

Rehab Loan

A rehab loan allows you to include the costs of home renovations directly into your mortgage, making it easier to finance both the purchase and improvements of your property.

Jumbo Loan

Jumbo loans offer greater flexibility for securing financing on higher-value properties, allowing you to borrow more for luxury or expansive homes.

First Time Home Buyer

Explore popular loan programs designed specifically for first-time homebuyers, offering accessible options and favorable terms to help you get into your first home.

Low Down Payment Options

Discover various loan options that allow you to purchase a home with a minimal down payment, making homeownership more affordable and accessible.

Investment Property

Explore mortgage loan programs tailored for purchasing vacation and investment properties, offering flexible financing options for property investors.

Bank Statement Program

Leverage your bank statements to qualify for a home loan, offering an alternative for self-employed individuals or those with non-traditional income sources.

Bridge Home Loan

A bridge loan helps you seamlessly transition between selling your current home and purchasing a new one, providing temporary financing to cover the gap.

Construction Home Loan

Finance the construction of your new home with tailored loan options that support building from the ground up, offering flexibility throughout the process.

DSCR Home Loan

Secure the ideal home loan by focusing on the debt-service coverage ratio (DSCR), a key factor in determining your ability to manage loan payments based on income.

Fix & Flip Home Loan

Get the financing you need to purchase, renovate, and sell properties with a fix-and-flip loan, designed to support your home renovation and investment projects.

HELOC Home Loan

Access the equity in your home with a Home Equity Line of Credit (HELOC), providing flexible borrowing options for various needs, from home improvements to debt consolidation.

Seller-Paid Buydown

Reduce your mortgage payments by using a seller-paid buydown, where the seller contributes to lowering your interest rate for the first few years of the loan.

Refinance

Unlock the potential of your home equity through refinancing, allowing you to access funds for home improvements, debt consolidation, or other financial needs.

Cash-Out Refinance

Utilize your home equity by opting for a cash-out refinance, providing you with funds for major expenses like renovations, debt consolidation, or other financial goals.

VA Loan Refinance

Refinance your VA loan through two primary options: the VA Interest Rate Reduction Refinance Loan (IRRRL) for better terms, or a cash-out refinance to access home equity.

Get Started Now!

Complete the form on this page to begin discussing your mortgage needs and take the first step toward securing the right loan for you.

What are your goals? I'm dedicated to helping you achieve them.

i want to purchase

i want to refinance

At Paul V Mortgage Team, we’re proud to be your trusted partner in achieving homeownership and financial success. Our mission is to turn your dreams into reality with personalized mortgage solutions.