Become more attractive to sellers as a pre-qualified buyer.
Some realtors require buyers to get pre-qualified before even starting to house hunt.
Before you start looking for your first home, we can help you with a mortgage prequalification.
I work to help you get pre-qualified and on your way to home ownership! Simply fill out our mortgage prequalification form securely on our website. With a prequalification letter in hand, you know that you may get approved for a mortgage before you even look at your first potential new home.
Some realtors require buyers to get pre-qualified before even starting to house hunt. A simple mortgage prequalification letter can help you narrow your search to find exactly the home you need. It also makes the mortgage application process that much smoother.
Some realtors require buyers to get pre-qualified before even starting to house hunt. A simple mortgage prequalification letter can help you narrow your search to find exactly the home you need. It also makes the mortgage application process that much smoother.
Determine how your credit looks.
Lenders will look at your payment history, income, and current debts to determine how likely you are to pay your loan each month. The number value assigned to your “reliability” is known as your credit score and is one of the biggest factors in getting approved for a mortgage.
There are many websites that allow you to quickly check your credit & credit score for free. Two of our favorites are www.freecreditreport.com and www.creditkarma.com.
If you have a credit score below 640, consider delving deeper into your report to make sure it is accurate. Stay current with all monthly payments and reduce debt where possible to boost your score.
Get started today!
Fill out the questionnaire on this page to start a discussion about your mortgage needs today!
What are your goals? I am committed to helping you reach them.
About Us
At Paul V Mortgage Team, we take pride in being your trusted partner on the path to home ownership and financial success. Our mission is simple: making your dreams a reality through tailored mortgage solutions.
Corporate NMLS: 1660690
AZMB: 0944059
AZ: 1001704
CO: 100053937
Equal Housing Lender
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The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.